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  • MLK 2025 | PSARA

    Seattle’s 42nd Annual MLK Celebration: We Rise Against Project 2025 Seattle’s MLK Jr. Organizing Coalition invites PSARA members to Seattle’s 42nd Annual MLK Day Celebration. The election underscores the need to mobilize against broad and sustained assaults on human and civil rights under the incoming administration, as outlined in Project 2025. We expect a robust turnout for the Career and Opportunity Fair, Community Workshop Series, rally, and march on January 20, and the community discussions taking place in the preceding week. The day begins with the MLK Career and Opportunity Fair, where job seekers take steps toward exciting career opportunities and meaningful connections. Over 50 vendors include companies ready to hire, apprenticeship programs, and organizations focused on career exploration. Attendees can polish their resumes with coaching, attend career workshops, or simply explore opportunities. We’re creating an inclusive, welcoming space with multilingual support and accommodations for all attendees, plus snacks and hospitality. The Fair kicks off at 8 a.m. on January 20 at Garfield High School. We’ll build pathways to success while honoring Dr. Martin Luther King Jr.'s legacy of equity and economic justice. This year’s MLK Community Workshop Series builds bridges between movements and communities to build solidarity and resist threats to democracy and justice. We’ll offer 15 workshops on the morning of MLK Day (January 20 from 9:15 - 10:40 a.m.) at Garfield High School. We’ll also host standalone workshops on Thursday, January 16 and Saturday, January 18 to support deeper presentations and community discussions on critical topics. Workshop information will be posted on the MLK Coalition website. Please look for detailed information on the site starting in early January, and be sure to check back for any changes and additions. A printed workshop brochure will be available on site at Garfield. Our Monday workshops will focus on strategies and resources for effective movement building. Among the offerings are: Choosing Your Cause Well-Being for Activists Support for Immigrant Justice While the Movement Is Under Threat Keeping Us Safe in Seattle’s Surveillance City Creating Community-Centered Housing and Economic Systems Climate Justice Panel: People of Color on the Frontlines Strategies for Countering Right-Wing Movements Building Solidarity in Opposition to Project 2025 Healing Together: A Community Event for Violence Prevention Cultural Reconnection: Return to the African Homeland Building Support for African American Reparations Reclaiming Education: BIPOC Youth Leading the Way to Transformation For the past two years, we’ve piloted more extended community discussions on urgent community issues in the week preceding MLK Day. This year, we’ll hold two. JR to 25 : We Cannot Turn Back centers on the state’s troubling juvenile rehabilitation plan, including new facility construction, which doesn’t address the paucity of therapeutic services and staff’s inability to control violence at its facilities. Sponsored by Team Child and Kids Are Kids, the event begins at 5:30 with a community meal followed by discussion from 6:30 - 8:30 p.m. The event takes place at Washington Hall on Thursday, January 16. A community discussion on youth gun violence will be held on Saturday, January 18 from 1 - 3 p.m. at the Northwest African American Museum. Please join community leaders, activists, and families as we learn about causes and dynamics of youth gun violence, who perpetrates it, how we are affected by it, and strategies to mobilize against it. The event will be followed by a community meal at 3 p.m. and a program organized by the MLK Coalition’s Young Leaders program at 4 p.m. Following the Monday morning workshops, the rally will begin at 11 a.m. in the Garfield gym. Our focus this year will be on Project 2025 and youth gun violence. We will honor the legacy of the late Dr. Maxine Mimms, the visionary founder of the Evergreen State College’s Tacoma campus. The Reverend Dr. Kelle Brown will be among our speakers. The march will leave Garfield High School at 12:30 p.m. Please dress warmly and come with your signs, banners, bullhorns, and whatever else you need to make your presence visible and powerful. Please check the MLK Coalition website for final details on transportation, food, and other details. This is the time to stand in solidarity for our rights! Let’s flex our political muscle. Please join us, and bring 10 of your friends and allies.

  • 0725 Bauck | PSARA

    In the Advocate July 2025: Steve Bauck The Long-Term War on Social Security Steve Bauck In last month’s Retiree Advocate, Steve Kofahl described the devastating impact of staffing cuts and rules changes on Social Security beneficiaries. While newly implemented, they are part of long-term attack on Social Security. In 1983 the Cato Institute produced an article titled “Achieving a Leninist Strategy”. It called for “guerrilla warfare against both the current Social Security system and the coalition that supports it.” The long-term goal was to shift the $1.5 trillion we pay into Social Security each year out of Social Security and into IRA or similar private accounts. Their strategy has had considerable success in reducing confidence in the fiscal soundness of Social Security. An April 2025 poll by the AP and University of Chicago found that 52% of those surveyed were not confident that Social Security benefits would be available when they need them. The Social Security staffing cuts have nothing to do with reducing the federal deficit or debt. Social Security is completely self-funded. Administrative costs, including staffing, come from the contributions we make into Social Security. Currently administrative expenses for Social Security amount to a miniscule 0.9%. Were administrative expenses to be raised back to 1.26% where they have historically been, SSA could have the full staffing it needs to adequately serve the public and it wouldn’t impact the federal budget at all. But the cuts do serve the purpose of eroding confidence in Social Security’s ability to deliver benefits to those who have earned them. They are also likely to cut costs by deterring deserving beneficiaries from accessing their benefits. Similarly, the DOGE theft of Social Security personal data in the name of rooting out fraud has nothing to do with saving billions in fraudulent Social Security payments. DOGE has not been able to demonstrate that there is fraud because it is almost nonexistent in Social Security. A recent Social Security oversight report found an “improper payments” rate of 0.3%. They noted that only a sliver of that low rate is due to fraud. The focus on fraud reinforces the idea that Social Security is an entitlement program giving benefits to undeserving beneficiaries who haven’t earned them and that the federal government isn’t competent to administer the program. The data is also being used as a weapon by declaring people to be dead and thus denying them access to employment, banking and virtually all economic activity in the country. When we first start working, we don’t know when we are going to retire, how long we will be retired or what financial resources we will have. We also do not know if we are going to become disabled and unable to work (only a third of workers have disability insurance be- side Social Security Disability) or if we will die young and leave dependents without a source of income. Social Security is not a retirement savings program, it is an insurance program. Our contributions are pooled to ensure that all covered workers have a monthly benefit in all these situations. Although by law Social Security can never go bankrupt, there is a future funding issue. In 1983 the stagflation of the 1970s caused a funding crisis for Social Security. It was solved primarily by benefit cuts. Projections indicated that the changes would take care of all future needs. What was not anticipated at the time was the theft of wages over the past 40 years. Almost none of the gains in productivity have gone to workers. Currently the Social Security Trust Fund surplus built up to provide for the surge of baby boomer retirement is projected to be depleted in 2033. This is not a new issue. It has been known for over 30 years. There will need to be either a 21% cut in benefits or an increase in revenue. Overwhelming majorities of Americans favor increasing revenue over benefit cuts. The most obvious source of additional revenue is to “Scrap the Cap” and make those who have received most of the gain in productivity pay their fare share. Currently wages above $176,100 are not taxed for Social Security. Had the cap been eliminated 30 years ago when the looming funding issue was first identified it would have solved the entire problem. It would still solve a large portion of the problem and is essential to any realistic plan to avert benefit cuts. We need to counter the assault on Social Security by exposing the lies that have eroded confidence in Social Security’s future and insist that the rich pay their fair share by scrapping the cap. Steve Bauck is Co-Chair of PSARA's Social security Task Force and a member of PSARA's Executive Board. BACK TO THE ADVOCATE

  • Capitol Outlook 2026 | PSARA

    The Retire Advocate < Back to Table of Contents April 2026 Capitol Outlook 2026 Pam Crone PSARA is celebrating a major advocacy win with the passage of SJM (Senate Joint Memorial) 8002. SJM 8002 sends a strong message to our federal leaders to level the playing field between Original Medicare and private Medicare Advantage plans. The measure passed the Senate with a unanimous vote, and the House followed with a strong 64–32 vote, including support from several Republicans. After being signed by the House Speaker and the President of the Senate, the memorial was sent to the Office of the Secretary of State. From there, it was officially transmitted to the President, Members of Congress, and the Secretary of Health and Human Services—delivering our state’s message directly to Washington, DC. And that message is simple: Medicare beneficiaries deserve a real choice in their healthcare. PSARA led the advocacy effort behind this measure, working with Senator Bob Hasegawa and state legislators to highlight the need to level the playing field between traditional Medicare and private, for-profit Medicare Advantage plans. We can do this by recouping the billions lost to overpayments, fraud, and abuse in Medicare Advantage and returning those funds to the Medicare Trust Fund. What SJM 8002 Calls For The Legislature is urging the federal government to level the playing field between Original Medicare and Medicare Advantage, so seniors and people with disabilities aren’t penalized for choosing traditional Medicare. Specifically, the memorial calls on the federal government to: End the 20 percent copay in Original Medicare and create a reasonable out-of-pocket cap on medical costs. Add dental, vision, and hearing benefits to Original Medicare—benefits already allowed in Medicare Advantage plans. Rein in excessive administrative costs and profits in Medicare Advantage. Recover billions lost to overpayments, fraud, and abuse in Medicare Advantage and return those funds to the Medicare Trust Fund to strengthen and improve Original Medicare. SJM 8002 gives PSARA another strong tool as we continue working with our Congressional delegation and organizing in our communities. We urge Congress to take up Level the Playing Field legislation and give Medicare Beneficiaries a real choice. A Few Last Words on the 2026 Legislative Session High drama marked the final days of the 2026 legislative session. Sine die on Thursday, March 12, ended a momentous session with the passage of a Millionaires Tax. PSARA has advocated for years for the introduction of an income tax to help right-size our regressive tax system. After the 24-plus hour debate, the House passed its version and sent it back to the Senate for final passage. The Governor seems comfortable with the bill as passed and will sign it. Kudos to all of you who have lobbied long and hard for this vast improvement to our tax code. The Millionaires Tax creates a 9.9 per-cent tax on household income above $1 million a year, impacting only the wealthiest households in our state—roughly 21,000 filers. It won’t take effect until January 1, 2028, with payments beginning in 2029, and the threshold will adjust with inflation. This tax will generate an estimated $3.5 to $4 billion each year to invest in the things Washington families actually need: schools, childcare, healthcare, and stronger communities. Before that can happen, there will be litigation and a likely initiative, either this year or next, to repeal it. PSARA will be joining allies to defend the tax over the coming months. The Legislature released its final Operating Budget on 3/11. Overall, the final budget spends $80.2 billion in general funds. Check out the PSARA website for a final tally of our legislative wins and losses. Much work lies ahead. Please join us for a virtual session wrap-up and look ahead on May 27 at 1 p.m. Pam Crone is a retired lobbyist and Chair of PSARA's Government Relations Committee. < Back to Table of Contents

  • 0625 Kofahl | PSARA

    In the Advocate May 2025: Steve Kofahl Social Security Attacks Continue Steve Kofahl It seems that nearly every day we learn about a disturbing new aspect of the Trump administration’s ongoing attacks on Social Security, the Social Security Administration (SSA), and SSA employees. I write this on May 12, with a Washington Post piece (“The hidden ways Trump and DOGE are shutting down parts of the government”) in today’s Seattle Times. The article reveals that some SSA employees are running out of pens, paper, and printer toner because the US DOGE Service, on February 26, placed a $1 spending limit on each government-issue credit card that managers use to make purchases and pay for services. They cannot pay their phone bills, or for translation services, for example. Less than a dozen people at SSA, an agency with 1,300 work locations, are now authorized to make decisions on any purchase requests, causing lengthy backlogs and delays. How’s that for making government more efficient? Less than a week ago, Wall Street billionaire Frank Bisignano was confirmed 53-47 by the Senate to serve until January 2031 as SSA Commissioner. A self- described “DOGE person,” he was called out by the usually mild-mannered Oregon Senator Ron Wyden for lying to the Senate Finance Committee, when he denied having worked with DOGE and Trump’s Acting SSA Commissioner, Leland Dudek, for months before his confirmation. It was during this time that the SSA website crashed 3 times in 10 days, in March. Bisignano, who comes with a reputation for slashing jobs and treating workers disrespect- fully, has said that he intends to replace SSA 800-number agents with Artificial Intelligence (AI). Speaking of AI, SSA has already been utilizing it to some extent in the disability determination process. The National Academy of Social Insurance (NASI) has formed a task force that issued a report last month citing a number of concerns. One is the presence of bias in medical care and in medical record-keeping. How do we identify and mitigate it? NASI believes it imperative that hu- mans make the adjudicative decisions, including whether to obtain additional existing medical evidence or request a consultative exam paid for by SSA. SSA had more than 84,000 employ- ees in 1980, compared to about 50,000 today, with half as many Americans receiving benefits compared with today. Each of 1,200+ field offices had at least one SSA field representative to reach those who lived far from an office and needed a home visit, or to be served at one of the Agency’s hundreds of con- tact stations (sites like courthouses and social service agencies, most at no cost to SSA). They also made presentations to educate people about SSA programs. There are no more contact stations, and no more field representatives. With SSA having largely withdrawn from communities across our nation, it shouldn’t surprise us that lies about Social Security are believed by too many Americans. Why else would anyone agree with Elon Musk that Social Security is a 90-year Ponzi scheme, that benefits are being paid on the records of 150-year-olds, or that undocumented workers are receiving payments (they’re not!)? Incorrect payments, which include underpayments as well as overpayments, are about 1 percent of total benefits paid. Incorrect payments (which could be greatly reduced by restoring staff) and fraudulent payments are not the same thing, and there is, in fact, very little fraud. Reports of changes that affect eligibility or payment amount are received by SSA, but often go unworked for many months due to job cuts. Implementation of the Social Security Fairness Act, which restored benefits for public retirees who had been subject to Government Pension Offset or the Windfall Elimination Provision, is also being slowed by staffing losses. Nearly three mil- lion records require adjustment, but some won’t be processed for a year. Of 182,000 new applications filed by those who hadn’t applied previously because no payments were due before the law was changed, 15 percent have not been processed. The Trump administration intends to strip all civil service and union rights from about 20 percent of the SSA workforce, including the Administrative Law Judges (ALJs) who conduct dis- ability hearings and render decisions. That would make it easy to intimidate or remove ALJs who allegedly approve too many cases. Thankfully, we have been getting some help from the courts and others. In April, a federal judge issued a preliminary injunction to block DOGE from accessing the sensitive personal information in SSA records. On May 7, 15 House Republicans (none from Washington) wrote to Bisignano to express concerns about staff cuts and office closures. Two days later, another judge issued a two-week temporary restraining order blocking implementation of a February 11 executive order directing major “reorganizations” at SSA and 19 other agencies. The Administration appealed to the 9th Circuit within hours. H.R. 2550, the Protecting Ameri- ca’s Workforce Act, which would restore federal employee rights that have been stripped away, already has 220 House co-sponsors. We have a long and difficult fight on our hands, but we can and must win it. We have to pull back the curtain and reveal what’s really going on in the other Washington, reach out wherever possible to tell the story to others, and take action by attending rallies and/or calling members of Congress from both parties. Steve Kofahl is a former President of AFGE 3937, representing Social Security workers, a member of PSARA's Executive Board, and Co-Chair of PSARA's Social Security Task Force. BACK TO THE ADVOCATE

  • Frank Irigon | PSARA

    Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied PSARA Oral Histories Project: Frank Irigon Return to Oral Histories Main Page Frank Irigon Biography PSARA Advocate Archives July 2022 Page 5 (Part I) August 2022 Page 10 (Part II) Mud on Their Hands, An Interview With Frank Irigon By Angie Bartels It never ceases to amaze me how much newly arrived immigrants know about and give to our country. They work hard for the ideal of democracy and to improve their lives and the general welfare of the US. People like Frank Irigon have taught me more about the US than I had learned in school. His knowledge goes back generations and I believe is innate. Frank’s grandfather and father served in the Philippine Scouts, a military unit and remnant of colonialism. Frank was born on a US military base in the Philippines in 1947. His father was captured by the Japanese and spent time as a prisoner of war. After WWII, his father took advantage of an offer to join the US Army and shipped off to the USA. He sent for the family in 1950, when Frank, his mother, and two siblings boarded a ship bound for San Francisco. Frank’s mother did not speak English, and she didn’t realize that the fare for the voyage included meals. She brought what food she could carry, along with the children and their belongings, but then ran out of food mid-voyage. A Filipino passenger in a nearby berth heard the cries of the hungry children and asked if she could help. The friendly passenger led the family to the ship’s cafeteria where there was bounty. When they reached San Francisco, once again they relied on the kindness of strangers to help them find the train to Fort Riley, Kansas, where Frank’s dad was stationed. Frank was raised on US military bases and learned the signs of racism early on. He remembers growing up in North Ft. Lewis where there was an old military hospital that was converted into family housing. Most of the families living in that complex were Latino or Filipino. Newer complexes were built, but those were occupied mostly by white families. His fourth-grade teacher was African American, and her husband was a military pilot. She and her family were not permitted to live with the white officers, so they lived in an area set off by themselves. Frank himself enlisted in the US Army before high school graduation. He remembers training in Baltimore in the summer of 1965 and the civil unrest in that city. His sergeant called the soldiers of color into one room and began his lecture, “I know we got a lot of n------ troops.” Stunned, the Black soldiers stared at one another. The sergeant went on, “But we’ve got only one color here and that’s green.” But everyone in the room knew that he had made a grave error as soon as he said the N word. The soldiers stared at the sergeant as he too realized the mistake he had made. Per Frank, “It really lost its effect when he tried to tell us we were all one color, green, our military fatigues. He already knew that we were different because of our race.” Frank went on, “And I saw other things – an African American lieutenant not being given the respect that he deserved because of his rank, white soldiers talking behind his back, things like that. This wasn’t the first time I heard the word racism, but I remember we had a Black clerk and he wanted to go on leave. But he was denied it while many other soldiers were granted leave. The clerk claimed it was because of racism.” Frank spoke for some time with the clerk about the incident. The saving grace during Frank’s military years was his thirst for knowledge, which he quenched through reading. While stationed in Heidelberg, Germany, he happened upon an anti-Vietnam War protest where the marchers had occupied the streets. He then began reading about US involvement in Vietnam and its tragic effects. But for Frank, it was deeper and more complex than that. His mother wrote to him of his childhood friend, Eddie Caceres, who died in battle in Vietnam. Frank considered putting in a form 1049, a request to go to Vietnam, so that he could get revenge for Eddie’s death. But the more he thought and read about it, the more he felt that he really didn’t want to do that. And since he had less than a year left in the service, he wouldn’t be sent. The military had the draft to replenish troops that were discharged, or who deserted, or died. After discharge, Frank came to Seattle and attended Seattle Central Community College, and later, the University of Washington, majoring in history. His wife, Felicita, was working with the Asian Counseling and Referral Services as a social worker, and he was envious of her work and skill at helping people. Frank had been working for DSHS and was offered the opportunity to study for a master’s degree, along with a stipend, all while continuing employment and accrual of benefits. He decided to become a social worker and eventually earned his master’s degree. Frank became increasingly aware of the issues facing Asian and other families of color in the CID (Chinatown- International District) of Seattle. He remembers the fire at the Ozark Hotel, located near Westlake and Lenora, in 1970. The Ozark was six floors of low-rate rooms and SRO (single room occupancy) units, inhabited by low-income, disabled, and elderly residents. The hotel was not retrofitted with sprinklers, and twenty-one people died, some while trying to jump to safety from windows. As a result, a huge displacement of low-income residents citywide took place as the City closed down 6,000 low-rate rooms and SROs for failure to meet fire safety codes. Frank says the homeless problem in Seattle began at that point. Frank was working with the Asian Student Coalition at the UW in 1972, when it was announced that the King Dome would be built south of King Street Station. This sent shock waves through the CID, as affordable housing and businesses would be impacted by displacement and gentrification. Frank had co-founded the Asian Family Affair, the first pan-Asian community newspaper in Seattle, and they reported about the negative impact of the proposed King Dome on the community. He and Felicita were driving north on I-5 in their “hippie wagon,” a VW camper, when they heard an announcement on the radio about a groundbreaking ceremony. Frank felt like enough was enough as he looked at Felicita and said, “Fuck that shit!” His anger mounted as he started thinking about ways to demonstrate, to disrupt the ceremony, to show that “they” weren’t going to get the King Dome without a fight. Al Sugiyama noticed the sign Frank had placed on his office door at the HUB (UW Student Union building) stating “I will be going to the King Dome site to protest the groundbreaking ceremony.” Al called Frank and asked how many people would be going with him. Frank replied, “You, me, and Felicita.” Al laughed, but set himself in motion. He was a former president of the Oriental Student Union at Seattle Central and had a history of activism, lots of contacts, and years of organizing experience. By the day of the groundbreaking ceremony, when Al, Frank, and Felicita met up at the International District Drop-In Center, 50-75 people had joined them. The group marched from the CID to the King Dome site, a muddy rain-soaked field south of King Street Station. No presentation was planned; the protesters were there to disrupt. The former NFL great, Hugh McElhenny, was standing beside John Spellman, then King County Executive, and the group heard him say, “Just give me a football and I can run through that crowd.” A lively chant went up amongst the protestors. “We dare you! We dare you!!” A group of protesters then tried to occupy the dais that was set up on a stage. A King County sheriff’s deputy turned pleadingly to Frank and said, “Can you stop this?” Frank was reluctant but also concerned about the safety of the protesters, so he began herding people together and asked everyone to leave the stage. Then a friend from the School of Social Work picked up a piece of mud and threw it at the groundbreaking plaque. In a split second, other protestors began throwing mud at the plaque. About this time the Seattle Police Dept. (SPD) arrived, “. . . looking like Roman soldiers with their shields and combat gear,” and marched towards the protesters. Frank said, “We decided it was time to go!” Al felt that they needed to leave all together as a group. Al, Frank, Nemesio Domingo, and a few others picked up the rear to ensure that no one was left behind. Nemesio had been appointed to ensure that no one in the group was arrested. But the SPD intended to arrest anyone with mud on their hands because, according to their thinking, they were guilty of throwing mud balls. Frank said, “This made no sense because the site was very muddy, and if anyone slipped or touched anything, such as a football, there would be mud on their hands.” As the protesters left the site, two officers followed them. Nemesio turned to the officers and said, “Why are you following us? We’re leaving!” The officer unzipped his jacket, placed his hand on his gun, and said to Nemesio, “What are you going to do about it?” Nemesio, looked him straight in the eye, flipped him the bird, and said, “Fuck you!” Suddenly, a sister protester yelled, “Run Nemesio, run!” Nemesio took off running with the police officers right behind him. The chase lasted only a block or two when the officers caught up with Nemesio. One of the protesters was a law student, and he convinced the police to release Nemesio on the spot, without charges. The demo was over, and the officers decided it wasn’t worth their while to arrest anyone. If this incident had happened today, it’s frightening to think of the consequences. Over the next few days and weeks, it became apparent that the protest wasn’t merely a mud fight. It had put the City and County on notice that the people of the CID were ready to stand up for their homes and livelihoods. Frank and the group used this as an opportunity to get a meeting with King County Executive John Spellman and present a list of demands, one of which was a community health center for the CID. It wasn’t a novel idea, since other community clinics were starting up as well. Frank and his group had learned that the Filipino and Chinese elderly were using the Pioneer Square Health Station (PSHS) for medical care. PSHS was there to treat the homeless and Indigenous people who lived in the area. A doctor there told them that it wasn’t a good mix, Filipino and Chinese elderly waiting for care alongside people being treated for drug and alcohol addiction and problems related to homelessness. Also, PSHS was not culturally or language accessible for these Asian patients. When Frank presented the demand for a culturally appropriate clinic for the Asian elderly, Spellman responded, “Why should I fund a community health center that is in the city of Seattle and not serving all of King County? How do I know that you guys even need this? Frank responded that the health care center would be open to anyone who wanted to use it and added, “Prove to us that we don’t need it.” Spellman assigned a nursing student working on her master’s degree to do a community assessment. She worked with activist and journalist Doug Chin on an epidemiological study to assess the health care needs of the elderly living in the CID. She came to Frank and Doug and said, “You guys have a problem with your elderly. They’ve got diabetes, hypertension, heart disease, and a myriad of health problems, so they need good primary care. This will help you prove that you do need a clinic.” The study findings were presented to Spellman and he, along with King County Councilwoman and restaurateur Ruby Chow, got the International District Community Health Center funded as a brick-and-mortar facility, not the mobile unit that was originally proposed by the County. Frank became Executive Director of the IDCHC in 1980 and served in that capacity for about two years. Frank is modest when talking about this achievement, as well as his many others. He credits the hundreds of people he’s worked with, from all walks of life, for the contributions they made in the struggle for racial equality and health and social equity. I did volunteer work at the ID Clinic in the late 1980’s as a prerequisite for nursing school. Back then, it was a small clinic on the second floor of an old building on Maynard Street. It was impressive then and even more so today, with new buildings in multiple locations and services for its mostly Asian American clientele. Before speaking with Frank, I did not know that the IDCHC grew out of a mud-splattered disruption of the commemoration of the first of several sports facilities built in Seattle, facilities that continue to disrupt and displace residents of the CID. Nor did I know of the tremendous contribution that Frank had made. Frank spends less time looking back over the many years of service he has given to us, our city, state, and country, and more time on the challenges that lie ahead. City planners and developers continue to draw up plans for more building and development in the CID, completely overlooking the impact on the community, its character, its residents, and its viability. But now, just like then, Frank will tell you, “They’re not getting it without a fight and without consideration for the people affected.” Angie Bartels is PSARA's Membership VP. This story is one of a series of interviews she's doing with PSARA members.

  • Resources | PSARA

    Local and National Resources for Seniors Resources Labor Organizations Washington State Labor Council, AFL-CIO Statewide coalition of labor unions for political action and education on workers’ issues Seattle: (206) 281-8901, Olympia: (360) 943-0608 http://www.wslc.org/ County Labor Councils County coalitions of labor unions for collective political and job action: Martin Luther King County Labor Council (206) 441-8510 http://www.mlklabor.org/ Snohomish County Labor Council (425) 259-7922 http://www.snolabor.org/ Pierce County Labor Council (253) 473-3810 http://www.wa.aflcio.org/pcclc/ AFL-CIO America’s Union Movement, national coalition of labor unions http://www.aflcio.org/ Labor Constituency Groups Worker advocates within the labor movement: Asian Pacific American Labor Alliance (APALA) http://www.apala.org/ A. Philip Randolph Institute (APRI) http://apri.org/ Coalition of Black Trade Unionists (CBTU) http://www.cbtu.org/ Labor Alliance for Latin American Advancement (LACLA) https://www.lclaa.org/ Legacy of Equality, Leadership and Organizing (LELO) http://www.lelo.org/ , 206-860-1400 PRIDE at Work http://www.prideatwork.org/ Labor Archives of Washington State Funded by the Washington State Labor Council, the ILWU Longshore Division, the Harry Bridges Labor Center at the University of Washington, and many more labor unions and and individuals. http://www.lib.washington.edu/specialcollections/laws/ Senior Services and Information Advisory Council on Aging and Disability Services King County (206) 448-3110 or 1-(888) 435-3377 http://www.agingkingcounty.org/advisory-council/ Pierce County (253) 798-4600 or 1-(800) 562-0332 Snohomish County (425) 513-1900 or 1-(800) 422-2024 https://snohomishcountywa.gov/961/Council-on-Aging Washington Association of Area Agencies on Aging http://www.agingwashington.org/ National Alliance for the Mentally Ill 1-(800) 950-6264 http://www.nami.org/ National Council on Aging (NCOA) Nonprofit service and advocacy organization and a voice for older Americans – especially those who are vulnerable and disadvantaged 1-(800) 950-6264 http://www.ncoa.org/ Alzheimers Association Patricia.Hunter@alz.org http://www.alz.org/alzwa/ Crisis Clinic (206) 461-3222 http://www.crisisclinic.org/ Home Doctor Visits Tacoma-based doctors provide home visits in Tacoma and Seattle for homebound patients. Take Medicare allotments. (253) 589-6484 National Advocates Social Security Works National Organization that PSARA works with in the areas of Social Security and Mediare https://socialsecurityworks.org/about/ Physicians for a National Health Program (PNHP) PSARA works with PNHP on a range of Healthcare issues including Medicare, Medicaid and working for a single payer solution for all. PNHP has a local Chapter. National: https://pnhp.org/ Seattle: www.pnhpwashington.org Community Advocates Washington Community Action Network https://www.washingtoncan.org/ Transit Riders Union https://transitriders.org/ Washington Senior Lobby http://www.waseniorlobby.org/ Tenants Union Support for renters in housing justice (206) 723-0500 http://www.tenantsunion.org/ Government Washington State Toll-free Legislative Hotline Messages to Governor and Legislators 1-(800) 562-6000 Governor Jay Inslee (360) 902-4111 http://www.governor.wa.gov/ Washington State Insurance Commissioner (SHIBA), State Health Insurance Benefits Advisor and Consumer Advocacy 1-(800) 562-6900 cad@oic.wa.gov Washington State Attorney General, Consumer Protection 1-(800) 551-4636 http://www.atg.wa.gov/ City of Seattle Mayor’s Office for Senior Citizens (206) 684-0500 Senior Information and Assistance (206) 448-3110 or 1-(888) 324-2277 Federal Senator Maria Cantwell 511 Dirksen Senate Office Building: (202) 224-3441 Local phone: (206) 220-6400 Maria_cantwell@cantwell.senate.gov http://www.cantwell.senate.gov/ Senator Patty Murray 173 Russell Senate Office Building: (202) 224-2721 Local phone (206) 553-5545 http://murray.senate.gov United States Representatives Susan DelBene - District 1 (202) 225-6311 www.house.gov/delbene Pramila Jayapal - District 7 (202) 225-3106 https://jayapal.house.gov/ Kim Schrier - District 8 Phone: (509) 850-5340 http://schrier.house.gov/ Adam Smith - District 9 (253) -896-3775 www.house.gov/adamsmith Marilyn Strickland - District 10 Phone: (360) 459-8514 For other Representatives, search by zip code at http://www.congress.org/news/ Regional Offices King County Information http://metro.kingcounty.gov/ Puget Sound Regional Council http://www.psrc.org/ Sound Transit Information http://www.soundtransit.org/ Port of Seattle Information http://www.portseattle.org/ Medicare 1-(800) 522-31177 Center for Medicare and Medicaid Services http://www.cms.gov/ Social Security Online http://www.ssa.gov/ Senior Centers Central Area Senior Center (206) 726-4926 North Shore Senior Center (206) 487-24411 Ballard NW Senior Center (206) 297-0403 Senior Center of West Seattle (206) 932-4044 Shoreline Senior Center (206) 365-1536 Southeast Senior Center (206) 722-2768 Other Useful Resources Seattle Housing Authority (206) 615-3300 http://www.seattlehousing.org/ Seattle Senior Housing Program (SSHP) Judith Anderson; Senior Property Manager (206) 615-3347 janderson@seattlehousing.org Noel House Programs (206) 441-3210 http://www.ccsww.org/ New Beginnings (206) 783-4520 or (206) 522-9472 (Crisis Line) http://www.newbegin.org/ WomenHeart http://www.womenheart.org/ Black Women’s Health Imperative http://www.bwhi.org “They Represent You” A nonpartisan resource published by The League of Women Voters http://www.lwv.org/

  • Resources: Don't Privative Medicare | PSARA

    Documents and Presentations on the Privatization of Medicare and Documented Issues with Medicare Advantage and AOC Reach Resources: Don’t Privatize Medicare, Level the playing Field Below are additional resources to help you better understand the issue and hopefully join PSARA in taking action to protect Medicare. PS ARA Webinars/Presentations: Is Medicare Advantage Driving Your Providers to Despair? And Why You Should Care . Insurance companies may be forcing your doctor into a crises of conscience, learn more through this Webinar. "Fear & Loathing on the Way to Levelingthe Playing Field” Five National experts discuss PSARA’s strategy to Level the Medicare Playing field. " Is Medicare Advantage Preying on People of Color ” PSARA’s December 4, 2023 Webinar Featuring Dr. Claudia Fegan " Stop Raiding Medicare" Rally Aug 1, 2023 Highlights video "Pirates of the Medicar ibbean ” Slides presented by PSARA members Rick Timmons and Ellen Menshew "Pulling back the Curtain: Lies, Fraud, and Naked Profiteering in Medicare Privatization Schemes. ” Presented by Wendell Potter, Mr. Potter was previously an executive in the healthcare industry. He brings a unique perspective to the overall healthcare debate and the attempted privatization of Medicare. Mr. Potter is currently the President of the Center for Health and Democracy and also a Co-founder of Business Leaders for Health Care Transformation. Dr. Ed Weisbart is the Chair of the Missouri Physicians for a National Health Program. Dr. Weisbart has done three Webinars for PSARA: "Defending Medicare from ACO Reach" " Don’t Let Naked Profiteering Destroy Our Medicare" "We Can Reclaim Medicare From Greedy Profiteers ” presented September 13, 2023 Testimonials /Letters , personal stories and letters concerning Medicare Advantage delay and denial of care: PSARA member's letter to the Senate Finance Committee (Statementsfortherecord@finance.senate.gov ) Gary: Gary had emergency brain surgery. His doctors had a recovery plan. That plan never happened. Watch the video to learn why. Jacob: Too many families, like Jacob’s, are suffering from the predatory management tactics of Medicare Advantage insurers. PSARA is proud to have the support from the Be A Hero campaign to share these personal stories. We must never stop fighting to end the profiteering from these corporate predators. Please join us in this fight to “LEVEL THE PLAYING FIELD”. Protect and expand Medicare! Rick Timmons: PSARA member Rick Timmons talks about how a slow approval process and delay in being able to schedule a surgery put his life at risk and significantly complicated his recovery from cancer. More information from other organizations: National Public Radio (NPR): Older Americans say they feel trapped in Medicare Advantage plans Bloomberg Law: UnitedHealthcare Accused of AI Use to Wrongfully Deny Claims (1) “UnitedHealth pushed employees to follow an algorithm to cut off Medicare patients’ rehab care” by Casey Ross and Bob Herman (Nov. 14, 2023). Link is a summary by Center for Medicare Advocacy "Level the Playing Field Between Medicare and Medicare Advantage ” talking points "2023 Convention of the Washington State Labor Council, AFL-CIO. Resolutions #2023.01” Washington State Labor Council passed this resolution on July 20, 2023. The resolution calls out the existential threat to Medicare as a public program that is coming from the privatized Medicare Advantage plans and ACO REACH – a threat that has intensified under the Biden Administration. The resolution calls for leveling the playing field between Medicare Advantage and regular Medicare as well as stopping the overpayments to Medicare Advantage companies and recouping the overpayments already made due to fraud by Medicare Advantage insurance companies. This is an excellent resolution for groups to adopt to communicate to their members and representatives their position on this issue. "Hospitals dropping Medicare Advantage because of Concerns with patient care " 8/16/23 by Diane Archer, Just Care "Grand Theft Medicare " 8/21/22 by Dick Conoboy, NW Citizen "The Stealth Plan to Privatize Medicare for All ", 8/24/22 by Rick Staggenborg, Counterpunch Physicians for a National Health Program resources on DCE/ACO REACH: https://pnhp.org/direct-contracting-entities-handing-traditional-medicare-to-wall-street/ 6/7/18: Kip Sullivan article on CMS evaluation of several "medical home" ACO programs: The verdict is in: All three of CMS’s “medical home” demonstrations have failed – The Health Care Blog 1/16/22: For background on the origins of the ACO REACH program, here's a short article on the key Medicare official who for years has promoted corporate interests in federal health policy. 2/24/22: American Journal of Managed Care https://www.ajmc.com/view/cms-redesigns-direct-contracting-into-an-equity-focused-aco-model 5/19/22: Biden’s Little-Publicized Medicare Privatization Scheme Is Starting To Raise Alarm Bells https://portside.org/2022-05-19/bidens-little-publicized-medicare-privatization-scheme-starting-raise-alarm-bells An excellent webinar that addresses the lack of health equity in the ACO REACH proposal. DCEs & REACH: Health Equity or Private Equity? - YouTube Robby Stern, President of the PSARA Education Fund, was interviewed by Richard Eskow about ACO REACH and the privatization of traditional Medicare. Watch the interview on YouTube by clicking this link: https://youtu.be/6FKFsxRs-Rw Robby Stern was interviewed on Twitter Spaces on Jan. 27 about the Medicare Anti Privatization Campaign. Link here: https://twitter.com/i/spaces/1jMKgLrlaOjGL?s=20l Webinar with Rep.Pramila Jayapal and members of PSARA on ACO Reach and privatization of Medicare. Link HERE Read and Download PSARA’s Primer on Leveling the Playing Field

  • 0625 Immigration Position paper | PSARA

    In the Advocate May 2025: PSARA Position Paper on Immigration The US has failed to articulate a coherent and just immigration policy. Now, under the current administration, even the meager protections we have for those who come from outside US boundaries are being stripped away. The Trump administration has engaged in new levels of cruelty against immigrants – terrorizing people, shackling them in chains, deporting them to countries other than their own, and undertaking these acts regard- less of the person’s citizenship or paperwork status. The administration is threatening sanctuary cities and states with funding cuts, mobilizing the military and national guard to engage in the apprehension of migrants, and seeking millions more in funding for this war on immigrants. They have allies in our state among many county sheriffs who are flouting our “Keep Washington Working” law and using their local law enforcement officers to assist ICE. Everything else being equal, people don’t choose to migrate. Most of us prefer to remain with our families, on the land in which we’ve been raised, and in the culture with which we’re familiar. Yet, huge numbers are migrating for a number of reasons. They are forced to migrate because of brutal conflicts, rampant lawlessness and criminal violence in their home countries, a lack of safe, well-paying jobs, crop failures and food scarcity, and increasingly severe climate disasters. In our country we now have more than 200 jails and prisons for immigrants. Approximately 90% of detained immigrants are held in private detention centers. The current Trump regime has announced plans to build many more. PSARA, takes the following position on the attack on immigrants: We will follow the lead of immigrant rights groups locally, working to support their efforts toward defending and strengthening rights, protecting those being targeted, and securing sanctuary. We welcome all migrants and fight alongside them for housing, healthcare, living wage jobs, and public education, among other things. We emphatically oppose repression, detention, deportation, and the racist attacks to which migrants are being subjected. We act from a commitment to joining hands in respect and solidarity to build a new – and more just – Beloved Community. BACK TO THE ADVOCATE

  • AdvocateArticles | PSARA

    The Retiree Advocate Go Birding Support PSARA Want to go birding? Our past fundraising trips have been very successful so we are offering it again. Join us as we go to the Billy Frank Jr. Nisqually National Wild-life Refuge in the beautiful Nisqually Delta on Wednesday May 20th. (Rain date is Thursday May 28th.) Meet us at the Visitor Center at 10:00 am. For information about the Wildlife Refuge search Billy Frank Jr. National Wildlife Refuge and you will find a map, species lists and much more. Our leaders are wildlife ex-pert Noelle Congdon and Karen Richter. Beginners are especially welcome as we search for all the spring warblers and other migrating birds. The trails are all handicapped accessible and are about three miles in length. Plan to be standing and walking most of the time so wear your sturdy walking shoes. We will stop to watch Nisqually wildlife. Tree frogs should be plentiful. Bring your lunch, binoculars if you have them, and a donation to PSARA. We should be done about 2:00 pm although some of us may stay later. Email Karen at kerichter100@gmail to let her know you are coming. She will send you a phone number to answer your questions and to provide additional details. We are looking forward to spending a beautiful spring day in nature. Back to the Advocate Table of Contents

  • Lou Truskoff | PSARA

    PSARA Oral Histories Project: Lou Truskoff Return to Oral Histories Main Page Lou Truskoff Interview PSARA Advocate Archives April 2022 Page 3 Interview With Lou Truskoff By Angie Bartels Lou Truskoff cannot remember a time in his life when he wasn’t singing. Some people believe that babies in their mothers’ wombs can hear their mothers singing, and thus the learning and love of music begins from the very start of life. Lou’s mother loved the popular music of the 40’s and sang throughout theday while she was pregnant. And music is most definitely in Lou’s blood. When he was a toddler, his mother played the radio constantly and Lou continued to absorb popular music. One of his earliest songs was I Don’t Want to Set the World on Fire, by the Ink Spots, as his mother related to him in later years. “I couldn’t remember myself singing it, but the fact that I was singing it gives some indication that it was cool, at least to me.” Lou was born and raised in Clifton, New Jersey, only 15 miles away from New York City. His family lived in an apartment just a few blocks from his grandfather’s tailor shop. Everyone in the extended family was leftist. That’s in his blood too. When Lou’s mother, Anne, was 12 years old, she joined the Young Communist League with her best friend Ruth. Anne told Ruth that someday she would marry Ruth’s brother, Lou, and indeed she did. As Lou the second grew into a teenager and young adult, Aunt Ruth loved to spend time with him. .During visits to their home, she would discuss politics and made sure that “I knew this or I knew that, and so forth.” His Uncle Bill, from the time of early teenage years, would pull Lou aside and say, “This is a really good book," or “Here’s a really good magazine.” “Uncle Bill was a little different because he followed a different line of the various strains of the leftist parties. He believed that China had the real solution, and the rest of my family believed it was the Soviet Union.” Lou’s grandfather, the tailor, loved to fish, although “he didn’t catch many.” He would go out on the lake by himself while the rest of the family picnicked in a nearby state park. He would return to the family sunburnt and happy. “On the way home, grandfather would start up a song (they were from Czechoslovakia, it was in Czech). My mother knew it because she grew up speaking Czech, and my grandmother knew it, and pretty soon we were all singing songs that my parents knew from their Paul Robeson records. I would join in where I could. I always enjoyed that family camaraderie around singing.” Lou attended public schools within walking distance of the apartment. He fondly remembers those years even though “from 4th grade on, geography and things they taught us turned out to be so wrong.” But he did enjoy the exposure to a world that he had not been aware of. “I was reserved and shy and not willing to speak out with classmates or other kids in the neighborhood. I just didn’t think they would understand my family’s politics or might think that I was not patriotic.” Although it was public school, “Every morning we had the reading of a psalm, then bowed our heads and recited the Lord’s Prayer, which I finally learned. (At first I would mumble because I didn’t want the other kids to know that I didn’t know it!) And then we would stand up, face the flag, and recite the pledge of allegiance. Then we would sing, My Country ‘tis of Thee. When we got to the singing part, that was all fine, because I was willing to sing just about anything, even then.” Lou particularly loved the weekly school assemblies where teachers played the piano and led the singing. He said it didn’t matter what they were singing, whether hymns, patriotic songs, or pop and folk tunes. He loved it all. In his school, “The eighth graders got the privilege of strolling through the halls as a group and singing Christmas carols. "From an early grade, I looked forward to the day when I could be in that eighth grade group singing through the halls. And guess what? The teacher didn’t choose me. She was the best teacher I had, grades K-8, but for some reason, she didn’t choose me. I felt so bad. But I had this good friend, Bernie, who was Jewish. He sang Christmas carols too, and he was chosen to sing. He knew how badly I felt. So, he went to the teacher and said ‘Louis feels really bad about not being chosen to sing with us.’ And the teacher didn’t miss a beat. She immediately said, of course Louis can sing with us. So due to my friend’s good deed, I got to sing in the halls.” Lou studied piano for only 2 1/2 years, and that was the extent of his formal music training. He taught himself to play guitar in his last year of college at Antioch n Yellow Springs, Ohio. (He also met his wife Joan there). “My parents knew that I liked to sing folk music, so they got me a very nice nylon string guitar.” By then, at college, Lou was associating with people who “really knew their stuff,” one of whom played banjo and guitar very well. They formed a trio and performed at a couple of campus gigs. “We even made tape recordings of ourselves because we thought we were so great.” Lou would watch guitar players and learn new techniques by observation. “I have a very good ear. That helps a lot. I would listen to recordings and gradually I got pretty good at accompanying myself. I started singing harmonies, and now I can sing harmony to just about any song.” In the late 1970’s in Seattle, Lou thought that there should be music and singing on the United Farm Worker (UFW) picket lines and demonstrations that he and Joan participated in. He started playing and singing songs that were relevant to why people were standing outside of grocery stores handing out leaflets for the boycotts. He soon met Peter Costantini and Mark Aalfs, who also became involved with the UFW’s activities. It was natural for the three of them to play and sing for a cause they deeply believed in. They were soon joined by Mara, a blind woman who busked on the Ave. She became interested in the UFW, so she started learning all of the farmworker songs. “Sometimes we would make up lyrics on the spot: Sunsweet Raisins, Sunsweet Raisins, Sunsweet prunes, Sunsweet prunes, Boycott Sunsweet Raisins, Boycott Sunsweet Raisins, Elections soon, elections soon.” In the late 1990’s, Lou was one of the founding members of the Seattle Labor Chorus. But that is a whole other story for the telling. Although Lou loves the song I Don’t Want to Set the World on Fire, the fact is, he has done just that. With his music and song, Lou has helped to keep the flame of hope alive as we continue in our fight for peace and justice. It’s a mighty long road, but a good song lightens the burden and brightens the day. I cannot imagine a life and a movement without the likes of Lou Truskoff. Luckily, we don’t have to. Angie Bartels is PSARA's Membership VP. This interview is part of a continuing oral history project.

  • SJM 8002 Hearing in Washington State Senate | PSARA

    The Retire Advocate < Back to Table of Contents March 2025 SJM 8002 Hearing in Washington State Senate Tim Wheeler In a crowded hearing room in Olympia, WA, on Feb. 11, Sen. Bob Hasegawa (D-Seattle) introduced SJM-8002, addressed to President Trump and the US House and Senate. The Senate Joint Memorial 8002 urges the lawmakers in Washington D.C. to enact a law to halt Medicare Advantage overcharges and fraud and to “level the playing field” by adding benefits to traditional Medicare and capping out-of-pocket expenses. Hasegawa told fellow Senators and a crowd that included members of PSARA, “This memorial comes from the people themselves. They drafted this legislation.” Medicare was enacted in 1965 as a “public good,” Hasegawa added, “one of President Lyndon B. Johnson’s star programs” to benefit all senior citizens, paid for from a payroll tax on employees and employers. More than $1.6 trillion has accumulated in the Medicare Trust Fund, a target for runaway Wall Street greed. “Unfortunately, there is a move to privatize Medicare,” he continued, with Medicare Advantage permitted to pocket 15 percentof every Medicare dollar in administrative costs and profits. “No one has explained to me how Medicare Advantage provides more efficient healthcare while also collecting 15 percent in profits,” he said. Traditional Medicare administrative costs are under two percent. There are no profits. This Senate Joint Memorial 8002, if approved by the Washington State Legislature, demands that Congress enact and Trump sign a law to terminate Medicare Advantage profiteering and preserve original Medicare. Ed Weisbart, a retired physician and Vice President of Physicians for a National Health Program, hailed the Hasegawa measure. Speaking via Zoom from St. Louis, he stressed the importance of recouping the tens of billions – some estimates are as high as $140 billion – stolen from the Medicare Trust Fund by Medicare Advantage providers and using the money to help finance expanded Medicare benefits. Karen Richter, PSARA Co-President, told the hearing that PSARA strongly supports SJM-8002. “Leveling the playing field,” she said, “would scrub overcharging and fraud from the Medicare system while allowing Medicare beneficiaries a real choice about which program they would prefer." A level playing field will give traditional Medicare recipients the same benefits provided to Medicare Advantage enrollees –now just over half the 60 million Medicare recipients. Legislation is needed, said Richter, to restore Medicare “as the public good it was created to be in 1965 and to continue the tradition of Medicare being the lowest cost and most effective health care program in the United States.” Anne Watanabe, speaking for the PSARA Race and Gender Equity Committee, also endorsed SJM 8002. “Unsurprisingly, higher percentages of seniors of lower income and seniors of color enroll in private Advantage plans,” she said, because they can’t afford supplemental insurance to cover the 20 percent not covered by traditional Medicare. They discover too late “that their private advantage plans impose limits on coverage or limited networks, especially in rural areas. Medicare Advantage profiteers delay or deny treatment recommended by their doctors….” Ellen Menshew, a PSARA member from Clallam County, cited Olympic Medical Center (OMC) in Port Angeles, a public hospital that provides urgent care from Neah Bay on the Pacific coast to Quilcene near Hood Canal. “OMC is more than just a healthcare provider,” she said “It is a lifeline. As the largest employer in our county with 1,500 employees, OMC plays a crucial role in our local community. “The most glaring common denominator in the failure of rural hospitals is the impact of for-profit corporate insurance companies,” Menshew continued. These profiteers impose “delays, denials, and slow payments….leaving providers struggling to maintain financial stability and forcing hospitals into mergers or total acquisitions...” The result, she charged, is reduction in services, staff cuts, and ultimately “a decline in the overall health and well being of the community.” The presentations by PSARA leaders and allies both in oral and written testimony were compelling. Two days after the hearing, SJM 8002 was passed out of the Senate Health and Long-Term Care Committee with a “do pass” recommendation. The Republicans on the Committee voted against it. Now legislation goes to the Senate Rules Committee, this is empowered to send the bill to the floor of the Senate for a vote by the entire Senate. Here is the link to SENATE JOINT MEMORIAL 8002: https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/Senate%20Joint%20Memorials/8002-Medicare.pdf#page=1 Tim Wheeler is a veteran activist and journalist, a member of PSARA's Executive Board, and a leader of PSARA organizing in Clallam County. < Back to Table of Contents

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